From developing your budget to signing your name on the dotted line, learn more about the home buying process.
Preparing to Buy a Home in St. Louis, MO
Buying a home can be one of the most exciting experiences of your life. This can be true whether you’ve purchased several homes or you’re preparing to buy for the first time. With a great plan and the help of a trusted RE/MAX® Integrity professional, you can make an informed decision about your next home. Whether you're trying to find the perfect home, get everything on your wishlist or you need to stick to your budget, our agents understand how to help you navigate the home buying process.
Our guide breaks down the steps of buying a home so you can start the process feeling confident and prepared. From developing your budget to signing your name on the dotted line, you’ll find helpful tips right here. Plus, we are here to help every step of the way. Please feel free to contact our staff with any questions you have about getting your home search started.
Your Home Buying Guide
Define Your Goals
Before you start looking, consider why you want to buy a home. Are you tired of renting? Do you want to buy an investment property? Figuring out why you want to purchase a home will help you make important decisions down the road. Considering what you want and need out of your home will help you narrow down your home search as well. What neighborhood do you want to live in? How many bedrooms do you need? Knowing your preferences can help with filtering out homes that don’t fit your criteria.
Pick a RE/MAX Agent
Buying a home is one of the biggest investments you may ever make. Whether you’re buying your first home, relocating or just moving down the street — you want a trusted professional by your side. Working with a qualified RE/MAX Integrity agent can make this process easier, helping guide you through the home search, purchase agreements, inspections, closing matters and more. Having an agent who has your best interests at heart can ease much of your stress.
Determine Your Financial Standing
Knowing your budget helps you focus your search and can save you both time and stress. Talking to a mortgage professional can help you to determine your buying power. They can help you to find out how much you can afford, how much you should put towards a down payment, and can walk you through loan options and other costs or fees associated with purchasing a home. Consider asking your agent for a referral; they understand your needs and can help find a professional for your situation.
Make an Offer
Once you find a home you’re interested in, your agent can help negotiate a fair offer based on comparable homes in the area. If your offer is accepted, you’ll make a down payment and be officially under contract. During the due-diligence period between signing the purchase agreement and closing on your home, your agent can help you understand the conditions, provisions, and obligations of your contract. They can also help guide you through the appraisal and inspection processes.
Close on Your Home
This is the final step of your home buying journey. Closing is the official transfer of ownership from the seller to the buyer. At closing, you will sign your mortgage paperwork to solidify your purchase. From there, you officially become a homeowner and will be handed the keys to your new home so you can begin making memories.
The Tools to Help You Find Your Home
Once you’ve defined your home search goals, discussed them with your RE/MAX® agent, and have spoken with a mortgage professional to see what your buying power is — you’re ready to find your dream home! In addition to our local knowledge of the current market, we offer online tools that can help make your initial search as easy as possible.
Use Interactive Features to Search
We know that location plays an important role in the home buying process. Use the map search available on our website to view homes located in or near the area you love. Create an account and start saving searches to ensure you're always alerted when something in your wheelhouse gets listed.Start Your Search
Get to Know the Neighborhood
Feel confident and informed about your neighborhood choice! On any listing page, you can learn more about the communities you are interested in, including a breakdown of the local population, school ratings and more. With these tools, you'll feel like you've lived there for years!
Create a RE/MAX.COM Account
Sign up for an account on our website to save searches, favorite homes you love, receive real time property alerts, and more. RE/MAX® is committed to providing consumers with tools that help make searching for homes and navigating the real estate process easier.Create Your Account Here
Download Our RE/MAX Mobile App
Available for iOS and Android devices, our app brings the same experience found on our website to your smartphone or tablet. Save searches, favorite listings and schedule showings — all while on the go!Download the App Here